Stablecoins are cryptocurrencies that are designed to maintain a stable price. This stability is in reference to another asset – like the US Dollar or the price of gold.
Libra is a set of coins linked to “real world” currencies such as USD and EUR as well as technology and assets. It was initiated by Facebook.
Smart Contracts are currently small computer programs that sit on a blockchain.They can automatically do “x”, if “y” happens.
Get to speed in 30 seconds. From the first Financial Times allegation in January 2019 to Wirecard filing for insolvency in June 2020.
Fintech Law covers technologies including digital payments, digital lending, investment platforms, cryptocurrencies, and financial data.
Banking as a Service (BaaS) lets companies rent different parts of a bank. Could Amazon or Apple be your next bank?
The legality of Bitcoin differs from country to country. Bitcoin is treated as being legal (at least for some purposes) in most countries. Some countries have provided guidance on the legality of Bitcoin.
The OCC is the US national bank regulator. The largest US banks including Bank of America and Wells Fargo are regulated by the OCC.
Secure Customer Authentication is intended to reduce fraud. Customers can no longer make online payments with just their credit card details.
Strong Customer Authentication (SCA) is a new security standard under PSD2. It needs two forms of authentication from the customer.